Some specific fields, operations and activities that need IT Liability include,

• Hardware design, manufacturing, assembly, installation, and resale
• Software design, development, configurations, and resale
• Design and development
• Website hosting and related activities
• System integrations and networking
• Support, training and maintenance services
• Security and consultation

IT Liability insurance can cover a broad range of claims emerging from:

• Malfunction or failure of computer products, services or guidance
• Violation of copyright, registered design, and trademark, including plagiarism or cyber defamation
• Fallacies and deletions of data, including electronic data, can cover financial upsets
• Breaches of intellectual property rights
• Contractual liability
• Fraudulent and dishonest acts
• Personal injury, property damage or promotional liability under the standard liability cover